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gracie is a wild woman this is her first time on film and i
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once upon a time 3x17 promo once upon a time season 3 episode 17 promo
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once upon a time 3x17 promoseason 3 episode 17s03e17 promo preview
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nightcore - back in time jordan jay amp mo falk
Bookmarked 317 weeks ago jordan jay amp mo falk - back in time 2020 nightcore remix with animated wallpaperltbrgtclick to subscribe http:bitlysubscribetonightcore ltbrgt request a nightcore remix by commenting belowltbrgt ltbrgtltbrgtlll=lllltbrgtlisten to all of our songs on this playlist:ltbrgtbitlyentirenightcoreplaylistltbrgtltbrgtlll=lllltbrgtwant more like this listen to our edm playlist:ltbrgthttp:bitlynightcoreedmplaylistltbrgtltbrgtltbrgtltbrgtjordan jay biographyltbrgtltbrgtjordan jay jordi coenradie 1996 rotterdam is a dutch dance producer and djhe released 039black039 early in 2017 and followed up with a collaboration with holl amp rush on future house music 039another day039 was played by hardwell nicky romero martin garrix and many more and was charting in the 538 global dance ch |
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real time with bill maher new rules-socialism 72911
Bookmarked 757 weeks ago bill maher explains how the united states of america is a socialist country and everyone accepts government help and most aren039t even aware of it |
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summer time is pepsi time: uncle teddy
Bookmarked 761 weeks ago summer time is pepsi time how do polar bears spend the summer the answer may surprise you |
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part-time cfo interim cfo virtual cfo chief financial officer financial director
Bookmarked 611 weeks ago http:cfo-procom part-time cfo also known as interim cfo virtual cfo and fractional cfo provides businesses who don039t require a full time cfo an excellent alternative john lafferty can be reached for a free consultation at 630-269-7646 or by email at jlaffertycfo-procomthis interview with john y lafferty of cfo-pro explores some of the most beneficial services he offers his clients john is one of the most experienced interim cfos in the country kersten: hi and welcome back to the show today we039re going to be talking about cfos and start up businesses in general and how do you get involved in starting up a company properly with proper financial support we have a special guest today john lafferty he runs a company called cfo pro and his business is specializing in essentially fractional cfo services john thanks very much for joining us on the show todaykersten: today we039re going to be talking about this whole idea of outsourcing a cfo first of all give us a little background about your business first of all how did you get into this business and did you always want to be a cfo give our audience a little bit more information on what you039re aboutjohn: i started my career in public accounting with arthur andersen i had no idea that i would eventually be a cfo type but after a number of years there i went into venture capital which at the time was the largest institution vc firm in the country after several years there i decided to peel off in the industry and be the financial guy and was in a number of privately held enterprises i also had the opportunity to run some businesses during that time eventually it became pretty clear to me that the hours i was putting in on a salaried basis were just too much so i thought 039why don039t i go out on my own do what i do what i knew how to do best and provide financial management services to business owners039 that039s what i039ve donekersten: it039s interesting because a lot of companies go out and they039ll hire a mediocre cfo and they039ll pay them full time and they really don039t need that they need somebody focused on the most important things maybe you can give our audience a few tips on what039s there to be appreciated when it comes to high quality cfo services and how can a fractional cfo person like yourself really get a company properly on trackjohn: i039m going in and focusing on what is bothering that business owners what does he feel his key issues are on the financial side of the business one of the things that they don039t pay any attention to is break even sales they don039t know 039at what point do i have even sales to cover all of my expenses039 beyond that that becomes profits they don039t understand the formula nor how to calculate it that039s something i can help them in a matter of minutes because when i look at their pampl statement i can quickly see that there may be some line items that are misclassified they039re going to need to be above what they call the line or below the line that039s the gross profit line once they039ve understood that then i say lets assume you wanted to spend 10000 on a marketing initiative the same formula is going to answer the question 039how much in sales do i have to generate to cover that cost039another item that i look at real quickly is to see how many day of sales are in accounts receivable and also in accounts payable the larger that gap is the tighter their cash flow is if they039re collecting receivables in 70 days and paying vendors in 30 that039s a wide gap and so i encourage them to chase those receivables get that down to 45 days stretch your vendors a little bit maybe up to 40 days there039s one other item that i point out and the way i approach it is lets assume you can improve your margin my 1 and if you got 10 million in annual sales that 1 is worth 100000 if you improve that margin by 1 that039s 100000 to your bottom-line maybe you don039t need it in the business or you take it out and invest it elsewhere that039s a key thing to begin to understand in terms of watching your margins manage them and know what it really means to do themkersten: a lot of experience 17 years of experience in the business maybe just in closing here you can give our audience the biggest thing you039ve learned over your years of experience that could benefit a businesskersten: it039s the art of listening isn039t it john great having you on the show thanks very much for sharing a lot of your experience with us todaykersten: check out the website at cfoprocom once again thanks very much for joining us stay tuned again real soon and we039ll get join on the show again real soon go here http:cfo-procomsubscribe-newsletter |
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apna time ayegaasli hip hop mashup
Bookmarked 355 weeks ago please like share and subscribe my youtube channel ampquotmk enjoyment zoneampquot |
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te serena first time with girl
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my first time with a black man accidentally came inside omg
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